P2P lending $10,000+

P2P lending ideas for $10,000+

Pillar: Lending capital to borrowers via peer-to-peer platforms.

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<$100 $100–1K $1K–10K $10K+

2 ideas

Mortgage note investing

Buy mortgage notes at discount, collect monthly payments from the borrower instead of being the landlord — real-estate yield without tenant calls, narrower investor profile.

Private credit & direct lending funds

Yieldstreet, Percent, and accredited lending lanes promising 8-12% yields. Honest math on default rates, fees, and what these do in a downturn.

Passivity

9/10

Time to first $

1-3 months (first interest distribution)